Insurance and Employee Benefits

Life Insurance

Life insurance provides a solid financial foundation and serves as a versatile tool for businesses of all sizes. Business owners can use life insurance for additional purposes including protecting their company, partners, family, key employees from an unexpected death, as well as attracting and retaining employees.​ Employers, compete with confidence!

Disability Insurance (DI)

Businesses can use DI to help provide income in the event the employee is unable to perform their work and earn money due to a qualified disability. DI is an effective planning tool to mitigate risk.

SEP/Simple IRA/Payroll Deduction IRA/401(K)/Defined Benefit Plan

If your business is considering a qualified retirement plan for your employees but is unsure of your options, Carson & Associates can help. A Simplified Employee Pension (SEP) is an employer contributions only plan. A Savings Incentive Match Plan (SIMPLE) for Employees is an employer and employee contributions plan. Payroll deduction IRA is an employee contribution only plan. 401(k) plan is an employer-sponsored retirement account to which employees can contribute income while employers may match contributions. Defined benefit plans are qualified employer-sponsored retirement plans. Employers generally get bigger tax breaks for contributing to these types of plans.


Give the gift that lasts a lifetime. Employers can establish a payroll-deduction 529 program. A 529 education savings plan established by the employer is funded directly from employee paychecks and no employer contributions are required. No rollover required after a job change, and account owner can continue to make contributions.

Carson & Associates CPAS

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